Money ain't everything!
I just recently helped a young couple buy their first home. Kathleen and Benny had been looking to buy a home in San Jose off and on for a few years when we got introduced a few months back. After getting them qualified for mortgage, we started looking at homes in their target neighborhoods and price range. In this extremely competitive market, our offers kept getting either outbid or overlooked because of the down payment of only 5%. It was not looking good. We tried and tr
